REAL ESTATE KINGZ

Calculators

Important Notice:

The following links to the interactive calculators below open in a new window. These tools are available to you to assist you in your self-help efforts. The results generated through the use of these tools are to illustrate what might be possible. These tools are not intended to provide investment advice or any other type of advice; instead, consult with a licensed professional in your state of residence. We cannot and do not guarantee the applicability, accuracy, or completeness of the information generated during their use. DO NOT rely on the information generated to make decisions about your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Auto Calculators

Auto Loans

• Find out how much automobile you can afford based on your monthly payment, or determine your loan payment based on your purchase price.

Home Equity vs. Auto Loan

• Use this calculator to determine if a home equity loan is a good fit for your next automobile purchase.

Lease vs. Buy

• Should you lease or finance your next automobile? Find out with this calculator!

Credit Cards and Debt Management

Accelerated Debt Payoff

• Consolidating your debt is only half of the battle. You still need a plan to pay off your debt in full. This calculator can help you accelerate your debt payoff.

Credit Card Pay Off

• Use this calculator to determine how much it will take to pay off your credit card balance and what adjustments you can make to meet your repayment goals.

Roll-Down Your Credit Card Debt!

• The Credit Card Roll-Down Calculator applies two straightforward principles to help you pay off your credit card debt.

Insurance Calculators

Fixed Annuity Calculator

• A Fixed Annuity can provide a very secure, tax-deferred investment. Use this calculator to help you determine how a Fixed Annuity might fit into your retirement plan.

Health Savings Account (HSA) Savings Calculator

• Use this calculator to help determine the value of your Health Savings Account (HSA) over time.

Life Insurance Calculator

• How much life insurance do you need? Find out here!

Investment Calculators

Asset Allocator

• Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds, and cash.

Investment Returns

• There is more to investing than knowing your annual rate of return. Use this calculator to see how inflation, taxes, and your time horizon can impact your bottom line.

Loan Calculators

Amortizing Loan Calculator

• Enter your desired payment, and we'll calculate your loan amount. Alternatively, enter the loan amount, and we will calculate your monthly payment for you.

Credit Line

How big a line of credit can you receive? Use this calculator to find out!

Debt Consolidation Calculator

• Should you consolidate your debt? Use this calculator to find out.

Loan Comparison Calculator

• Use this calculator to compare the monthly payments, fees, and other costs associated with various loan options.

Mortgage Calculators

Adjustable Rate Mortgage Calculator

• This calculator helps you determine your adjustable mortgage payments.

ARM vs. Fixed Rate Mortgage

• Use this calculator to compare a fixed-rate mortgage to two types of adjustable-rate mortgages (ARMs ): a Fully Amortizing ARM and an Interest-Only ARM.

Bi-weekly Payment Calculator

• Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

Maximum Mortgage

• Use this calculator to determine your maximum mortgage and explore how different interest rates impact the amount you can borrow.

Mortgage APR Calculator

• Use this calculator to find the APR on your mortgage.

Mortgage comparison: 15 years vs. 30 years

• Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Loan Calculator

• Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Payoff

• Save thousands of dollars in interest by increasing your monthly mortgage payment.

Mortgage Points Calculator

• Should you buy points? Use this calculator to find out.

Mortgage Qualifier

• Can you buy your dream home? Discover how much you can afford!

Refinance Breakeven

• Should you refinance your mortgage? Use this calculator to determine when you will break even!

Refinance Interest Savings

• Use this calculator to see how much interest you can save by refinancing your mortgage!

Rent vs. Buy

• Are you better off buying your home, or should you continue to rent?

Personal Finance

Checkbook Balancer

• Balance your checkbook with this quick and easy calculator.

Home Budget Analysis

• Analyze your budget to determine where your money is being spent and identify areas for improvement.

Net Worth

• This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Student Budget

• This calculator is specifically designed to help students understand their expenses and income while attending a university, college, or other full-time educational institution.

Retirement Savings and Planning

401(k) Savings Calculator

• A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up.

Retirement Planner

• Quickly determine if your retirement plan is on track – and learn how to keep it there.

Retirement Shortfall

• Running out of your retirement savings too soon is one of the most significant risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Roth IRA Calculator

• Use this calculator to compare a Roth IRA to a traditional taxable investment.

Roth IRA Conversion

• This calculator will show the advantage, if any, of converting your IRA to a Roth.

Roth vs. Traditional IRA

• Use this calculator to determine which IRA may be right for you.

Social Security Benefits

• Use this calculator to estimate your Social Security benefits.

Traditional IRA Calculator

• How can contributing to a regular IRA help you in your retirement?

Savings Calculators

CD Ladder Calculator

• Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.

Certificate of Deposit Calculator

• Use this calculator to determine the interest you can earn on a Certificate of Deposit (CD).

College Savings

• Use this calculator to help develop or fine-tune your education savings plan.

Compare Savings Rates

• Even a slight difference in the interest you earn on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!

Cool Million

• Discover when your savings plan could make you a millionaire!

Savings Calculator

• Discover how consistent investments over several years can be an effective strategy for accumulating wealth.

Savings Goals

• What will it take to reach your savings goal? This financial calculator helps you find out.

Savings, Taxes, and Inflation

• Use this calculator to determine the value of your savings, taking into account these two key variables.

Tax Calculators

1040 Tax Calculator

• How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for the upcoming tax year.

Estate Tax Planning

• Knowing your potential estate tax liability is a great starting point for your estate tax plan. Use this calculator to estimate your estate tax liability.